Internet banking is a service for conducting banking transactions through the internet network. Is a banking activity that utilizes internet technology as a medium to conduct transactions and obtain other information through the bank’s website. This activity uses the internet network as an intermediary or liaison between the customer and the bank without having to go to the bank office. Customers can use desktop computers, laptops, tablets, or smartphones that are connected to the internet network as a liaison between the customer’s device and the bank system.
The Best Benefit of Internet Banking
As a technological innovation that continues to be developed to date, it proves that internet banking has brought many benefits to many people, especially for financial and banking transactions. Here are some of the benefits that make internet banking difficult to separate from everyday life.
Practical and Fast
One of the advantages that can be felt by you and also many people in using internet banking is the practicality and speed it offers. Practically in this case you only need supporting tools such as a computer, laptop, or smartphone to access this internet-based banking service. These support tools have certainly become part of everyday life, so you don’t need to suddenly buy a special tool to meet the needs of internet usage. In addition, speed is also another factor. With internet access that is increasingly evenly distributed, of course the speed of internet access that you can get today continues to grow. To complete a transaction you only need to press the button and within seconds the transaction can be completed. The practicality and speed offered by internet banking is considered to be quite helpful. The reason is, you don’t need to provide a special time to go to an ATM or branch office to be able to complete the required transaction. Not to mention if you have to queue in these conditions which of course can be missed if you use internet banking services.
Covers Various Kinds of Banking Transactions
Furthermore, internet banking services can now be used for various kinds of transactions. Maybe those of you who have used this digital banking service understand that one of the benefits it offers is that it makes it easier when you want to check your balance or transfer money. But now, internet banking can complete more transactions than that. Now, you can pay various bills through internet-based banking services. Whether it’s credit card bills or KTA bills that are directly integrated with the bank, to bills for your home needs, such as electricity, water, and internet service providers (ISP). In addition, with transfer services via virtual accounts, internet banking makes it easier for you to complete online shopping transactions more quickly. Virtual accounts make you only need to transfer money as needed without having to confirm, because verification and notification of incoming funds will be done automatically. But also make sure you always keep proof of digital transactions that can be downloaded immediately after using internet banking.
Can be Used to Open a New Account
Beyond its usefulness which makes it easier for daily transaction matters. Currently, internet-based banking services can also be used to open a new savings account. Of course you understand that a few years ago, you could only open a new account at the nearest branch office. Also, you usually have to come in the morning so you don’t have to wait in line for too long. You are also required to bring personal documents consisting of an ID card and NPWP. However, this has now been resolved thanks to more efficient internet banking services. That way, you don’t need to prepare certain special times to go to the nearest bank branch office, go to an ATM, or complete transactions in your daily schedule.